All industries

Hospitality, Entertainment and Events

Hotels, venues, event planners and entertainment businesses.

Typical risks

Guest injuryProperty damageLiquor exposureEvent cancellation

Recommended coverages

Tap any coverage to add it to your quote. Selected coverages will carry through when you start your quote.

Commonly Needed

BOP

Business Owners Policy (BOP)

Bundles property and general liability for small-to-mid-sized businesses at a value price.

GL

General Liability

Covers third-party bodily injury and property damage claims.

PROP

Commercial Property

Covers buildings, equipment and inventory against fire, theft and other covered perils.

BI

Business Income

Replaces lost income when a covered event forces you to close temporarily.

AUTO

Commercial Auto

Covers vehicles owned, leased or used in your business.

May Be Required

TRUCK

Trucking

Specialized auto coverage for for-hire truckers, including bobtail and non-trucking liability.

CARGO

Motor Truck Cargo

Covers goods you transport for others against damage or loss.

WC

Workers' Compensation

Covers employee injuries and work-related illness, with required statutory benefits.

EANDO

Professional Liability (E&O)

Covers claims from errors or omissions in your professional services or advice.

BR

Builders Risk

Covers buildings and materials during construction, renovation or installation.

BOND

Bonds

License, permit, performance and payment bonds for contracts and licensing.

LIQUOR

Liquor Liability

Covers claims arising from serving or selling alcohol, including over-service.

PROD

Product Liability

Covers claims of injury or damage caused by products you make or sell.

LL

Landlord / Rental Property

Property and liability coverage tailored for rented residential or commercial property.

Additional Protection

CYBER

Cyber

Covers data breach response, recovery and liability for lost or stolen data.

DANDO

Directors & Officers (D&O)

Protects directors and officers from personal liability for decisions made on behalf of the organization.

EPLI

Employment Practices Liability (EPLI)

Covers claims of wrongful employment acts such as discrimination, harassment or wrongful termination.

UMB

Umbrella / Excess Liability

Adds extra liability limits above underlying policies like auto and GL.

IM

Inland Marine

Covers movable tools, equipment and goods in transit or at job sites.

EQUIP

Equipment Breakdown

Covers sudden mechanical or electrical breakdown of equipment and resulting losses.

POLL

Pollution Liability

Covers claims and cleanup costs from pollution or contamination events.

CRIME

Crime

Covers theft, forgery, fraud and employee dishonesty.

VACANT

Vacant Property

Specialty coverage for unoccupied buildings facing vandalism and weather risks.

FLOOD

Flood

Covers damage from flooding, excluded by standard property policies.

ES

E&S / Hard-to-Place

Specialty coverage through surplus-lines markets for risks standard carriers won't write.

BEN

Group Benefits

Health, dental, vision and other employee benefits to attract and retain talent.

KEY

Key-Person Life

Life insurance protecting the business from the loss of a key person.

BUYSELL

Buy-Sell Funding

Life insurance to fund a buy-sell agreement among co-owners.

PERSONAL

Personal Insurance Bundle

Optional review of personal auto, home, umbrella and life for owners.

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Submitting information does not bind coverage. Quotes depend on licensing, carrier availability, eligibility and underwriting. Coverage is bound only after written confirmation and completion of all required payment and binding conditions.